Articles & Educational Resources
You're More Than Just A Credit Score: Debunking The Myth
For years, you've been led to believe that your credit score is the be-all and end-all of your financial life. But what if I told you, that's not exactly the truth? As a veteran of the credit industry with a decade of experience, I've seen how credit scores are used ...
The Snowball Method: A Step-by-Step Guide to Paying Off Debt and Gaining Financial Freedom
The snowball method is a popular debt repayment strategy that can help you pay off your debts faster and gain control of your finances. With this method, you start by paying off your smallest debts first, then work your way up to larger debts. In this article, we'll discuss the ...
The High Cost of Only Making Minimum Credit Card Payments
Making only the minimum payments on your credit card can be tempting, especially if you're struggling to make ends meet. However, while it may provide temporary relief, it can have serious long-term consequences for your finances. In this article, we'll discuss the downsides to only making minimum credit card payments. ...
Consolidation Loans: A Helpful Tool for Getting Out of Debt
Debt can be a significant burden on your finances and can make it difficult to manage your money. If you have multiple debts with high-interest rates, it can be challenging to make payments and stay on top of your finances. Fortunately, consolidation loans can be a helpful tool to help ...